Ya its your choice to select a policy which favors you. You should know a fact that insurance are for our welfare and the service we are going to get from them will be definitely good, as their motive is to attract customers through their valuable service. Most of the changes arise in medical policy either to add or remove members. You can also change your insurance policy members by getting a proper suggestions from your respective officer. Choosing a better company will result in proper service. Hence you can change your insurance policy by adopting or paying some increase in premium or decrease in premium in accordance to the change you made.
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